Notice: Constant FS_METHOD already defined in /var/www/sites/paydayloansonline/wp-config.php on line 96
pixel Payday Loans Online UK | Fast Easy | Loans from £400 - £1500

Payday Loans Online

Fast Internet loans from £300 to £1,000, repayable over 3 to 6 months.

Compare our loans at

Illustration of female customer applying online for an internet loan through an online application form, and an i AI loan  robot processing that application

Representative example: Borrow £700 for 6 months. 1st monthly repayment of £168.45, 4 monthly repayments of £224.60, last monthly repayment of £112.20. Total repayment £1,179.05. Interest rate p.a. (fixed) 185.39%. RAPR 611.74% Our APR includes all applicable fees. Daily interest is capped at 0.793%

Warning: Late repayment can cause you serious money problems. For help, please go to

Getting an Online Payday Loan Shouldn’t be so Overwhelming

Life’s unexpected expenses can be very stressful. When you need a loan to pay those expenses, it should be easy and hassle free. Online Payday Loans help you get the loan you need without any hassle or stress.

Avoid The Pitfalls

generic icon

Avoid Loan Brokers

Loan broker websites make money from selling your application. Brokers are not qualified to lend you money.

generic icon

Avoid Dodgy Loan Sites

Loan companies with low-quality websites should raise red flags.

generic icon

Avoid Hidden Loan Fees

Avoid loan websites that have confusing loan fees or loan rollovers.

What Is An Online Payday Loan?

Online payday loans allow you to complete the borrowing process from start to finish without stepping into a bank. From applying for the loan to getting the money funded into your bank, the entire loan process can be done from the comfort of your home.

Online loans are very convenient when you need money in an emergency. Whether you need cash for an urgent medical bill or car repair, you will always get a pre-approved lending decision almost instantly. Once approved, the money will be funded to your bank the same day.

Loans from online lenders have higher acceptance rates and have less stringent requirements than when borrowing from traditional lenders. i.e. most online lenders will never ask you for a guarantor.

online payday direct lender

Reasons To Use Payday Loans Online

There are many reasons to trust Payday Loans Online to fund the loan you need today. 

generic icon

Trusted Lender

We are a Uk Direct Lender. We fund your loan. Unlike loan brokers who just resell your loan.

generic icon

Decision in Seconds

Our AI loan technology will evaluate your loan and gives you a decision in seconds.

generic icon

Fast Payout

Once approved, your cash will be in your bank account within 2-3 hours.

generic icon

No Hard Credit Check

The soft check we complete when you apply is only visible to you. We will only perform a hard credit check if we lend to you.

generic icon

No Hidden Fees

The loans we offer don’t have any hidden fees. We’re authorized and regulated by the FCA.

3 Steps To Get Your Online Loan

An illustration of a male customer following the application process when trying to apply for a web loan

Our loan application process is fast, secure, and easy


Fill Out Our Form

It takes about 3 minutes to fill out our loan application form.


Get A Quick Decision

After filling out the form you get a decision within seconds.


Fast Cash Payout

The cash you need will be deposited in your bank within one hour.

Borrowing Advice

Discover the different types of Internet loans that Payday Loans Online provide. Find out how to pick the right web loan for you. Get top tips on how to apply for payday loans and borrowing money wisely in our Credit FAQ section. 

An illustration of a female customer learning about general borrowing concepts while standing next to a large calculator

Online Payday
Loan Representative Example

If you are considering a payday loan, you should know exactly how many payments you’ll have to make and how much you’ll be required to repay. Our fees are entirely transparent, unlike other Payday Lenders. Our goal is to make sure you never take on debt you cannot afford. The loan example in the table shows you what your repayment plan would look like if you borrowed £700 over a six month period. 

No Hidden Fees

If you fail to meet the exact repayment schedule. There will be no hidden fees or charges. Interest and fees will never exceed 0.8% per day of the borrowed amount. You will never have to pay more in fees or interest than 100% of the internet loan amount.

Representative example
Loan Amount £700
Loan Period6 Mths
Interest Rate P.A. (fixed) 185.39%
1st Monthly Repayment£168.45
4 Monthly Repayments £224.60
Last Monthly Repayment £112.20
Total Repayment £1,179.05
Representative APR611.74%
Illustration of some Payday Loans Online loan officers at work

About Payday Loans

Discover why Payday Loans Online is a different kind of loan provider. Learn more about our direct lender loans. And find out why we put our customers first and how we build long-term relationships.

What You Need To know

We know you want a stress-free way to borrow cash when you need it. It is standard for Payday loan companies to require that you repay your loan in full when you get your next paycheck. 

Payday Loans Online is different. With our Internet loans, you can borrow a minimum of £300 and a maximum of £1,000 over a longer period of 3-6 months

Our flexible repayment schedule was created to meet the needs of customers who wish to repay their web loan over a longer period of time.

Keeping The Process Simple

The online loan application process takes about three minutes to complete. Fill out the loan application, provide personal information and details, as well as employment and banking information, and sign using our e-signature software.

Getting Your Money Quickly

You need access to cash now, not in 24 or 48 hours. Payday Loans Online understands this. After your web loan is approved, the loan amount will be deposited in your bank account within 2-3 hours and you can withdraw the cash you need right away.   

Payday Loans For Life’s Emergencies

Life can throws curveballs from time to time. financial expenses pop up at the most inconvenient times. Cars need urgent repairs, appliances breakdown, and medical bills pop up. 

Payday Loans Online has been helping thousands of hardworking people in the UK with a variety of financial solutions since 2014, including Payday Loans, Online Loans, Installment Loans, and Internet loans for people with bad credit. 

We’ll do everything in our power to help you get the cash you need so you can get back on your feet.

Is An Online Payday Loan Loan Right For Me?


  • An instant financial solution for short-term needs. You can receive the money you require immediately.
  • It is 100% online, saving you time and hassle. You will not have to wait on hold for your bank to answer your call.
  • Bad credit applicants have a higher approval rate. A payday direct lender is able to approve loans applications that banks would decline.


  • Credit for a short period of time usually carries a higher interest rate than tradditional bank loans.
  • It can be difficult to tell if you are applying with a direct lender or a loan broker. It isn’t always obvious.
  • A payday loan is not the right financial instrument for an ongoing financial situation. Overusing payday loans can be costly.

Payday Loans Online FAQ’s

How Fast will my Online Payday Loan be paid out?

If your web loan is approved, your cash will be deposited in your bank account within 1 hour or by the end of the day.

What’s the maximum amount I can borrow?

The maximum amount you can borrow is between £300 and £1,000.

What other types of Internet loans do you offer?

Besides traditional Payday loans, we also provide direct lender loans such as no guarantor loans, bad credit loans, cash advance loans, installment loans, emergency loans and instant loans.

illustration of a male customer who has been approved for a loan and now holds the money he borrowed.
Next Funding Batch in 60 Minutes Get the loan on your account by 60