Cash Advance Loans UK | Online Approval | Same Day Funding

Cash Loans

Cash advance loans from £300 to £1,500 to help with cash emergencies, repayable over 3-9 months.

Representative example: Borrow £700 for 6 months. 6 monthly repayments of £199.85. Total repayment £1199.00. Interest rate p.a. (fixed) 185.39%. Representative APR 611.74% Our APR includes all applicable fees. Daily interest is capped at 0.798%

Warning: Late repayment can cause you serious money problems. For help, please go to

Online Cash

The application process to get a cash loan is 100% online from start to finish.

UK Cash Lender

We are a UK Cash Lender, authorized by the FCA. Our FCA License is 714479.

Same Day Cash

Fast cash transferred to your bank with guaranteed same-day funding.

Cash Advance Loans Shouldn’t be so Difficult to Obtain

Being denied for a cash advance when you’re in a bind can feel disheartening. Some lenders have very strict criteria for approving cash advance loans. At PaydayLoansOnline, we feel this is unfair. Make sure you avoid lenders with unrealistic stringent lending criteria and get your cash loan from PaydayLoansOnline.

Cash Loan Details

Loan Amounts:

£300 – £1,500

Daily Interest Rate:


Interest Per Annum:


Repayment Terms:

3 – 9 months

Funding Time:




What Is A Cash Personal Loan?

A cash personal loan is a type of loan that allows the borrower to receive a lump sum of cash all at once. Cash loans are often used for emergencies like car repairs and other unexpected expenses. They can also be used for larger purchases, such as a down payment on a new car or a rental deposit. In general, cash loans have higher interest rates than traditional loans since lenders consider them to be more risky. PaydayLoansOnline is a cash personal loan specialist company that looks at each person’s circumstances, not just their current credit score.

How to Apply for a Cash Loan

Follow these three steps:

Fill Out The Form

It takes about 3 minutes to fill out our loan application form.

Get A Decision in Seconds

After filling out the form you get a decision within seconds.

Fast Cash Payout

The cash you need will be deposited in your bank within one hour.

What You Need To know

A cash advance can be great for someone who does not want to go into overdraft with an ongoing fee or does not have a credit card available. When you need cash fast, a direct lender loan may be the most ideal.

Online loans are fast and easy to apply for and can be used when money is needed quickly. When applying for a loan, you should only apply for what you need as you pay interest on the total amount borrowed. To avoid paying too much interest, it’s important to calculate exactly how much you will require before applying.

Key Points

  • Apply for £300 to £1,500 in cash
  • Get the cash directly from us into your bank account within 1 hour of approval
  • Fair interest rates, whatever your credit score
  • Flexible monthly repayments that work for you

Will I be Accepted for a Cash loan?

Whatever your credit score, we work hard to approve as many applicants as we can. If you can show you have enough disposable income to make the loan repayments and meet our other eligibility criteria, we are likely to accept you for a loan.

Completing the application form correctly will help us expedite your loan application, so it’s important to take an extra minute to go over the form and check you have completed it correctly. Often it’s just a mistake in the application which has caused us to decline loan requests.

Key Requirements

To apply for an online payday loan, you must:

  • Be 18+
  • Be a resident of the UK
  • Hold a UK bank account
  • Have a source of income (salary, benefits, pension etc.)

Ready to Apply for a Cash Loan?

Or learn more about our direct lender loans

Cost of Borrowing £400 Example

Here’s a breakdown of the full cost of getting a cash loan of £400 from us. The table includes your repayment period, interest rate, repayment structure, interest paid, total repayment, and representative APR.

For more cost breakdowns on different loan amounts, check our list of loan cost examples.

Loan Amount£400
Loan Period4 Months
Interest Rate P.A. (fixed)185.39%
4 Monthly Repayments£152.25
Total Interest Paid£208.95
Total Repayment£608.95
Representative APR611.74%
Cash Loan Representative Example

Frequently Asked Questions

Can I get a cash loan without a credit check?

Maybe but it could mean the lender is unauthorised to lend, and therefore dangerous to deal with. Always go with a lender who is regulated by the FCA and appears on the FCA register.

What can I use the money for?

You can use the money for whatever you want, but we strongly recommend against using it for frivolous expenses or to pay off other credit.

How soon will I receive the money?

The money will be in your bank account within 1 hour of approval.

How do I receive the cash?

The cash will be deposited into your bank account within one hour of approval.

Ready to Apply Online Now?

No Hidden Costs or Fees

No Paperwork

Flexible Repayments

Bad Credit Considered

No Obligation to Accept

FCA Authorized Direct Lender