UK Credit & Debt Help Guides
Take control of your money with clear, step-by-step guides. Whether you’re rebuilding credit, comparing loan options, or trying to escape debt, these trusted resources are here to help.

Borrowing Smarter: Before You Take Out a Loan
Understand how payday loans work, what lenders check, and how to avoid hidden fees or risky borrowing options.

What UK Lenders Really Check Before Giving You a Loan
8 minute read
Improving Credit and Comparing Credit Options
Build better credit, compare your choices, and understand how to avoid high-cost borrowing traps in the future.

How to Take Charge of Your Credit for Free in the UK
8 minute read
Declined or Overwhelmed? What to Do Next
Being turned down or drowning in debt isn’t the end. These guides show how to pause, plan, and get back on your feet.

If You’re Overwhelmed by Debt, You Are Not Alone
8 minute read
Debt Solutions That Can Help You Reset
These regulated UK solutions may help you freeze interest, reduce payments, or write off qualifying debt.

How to Bring Your Debts Together and Take Back Control
8 minute read

How an IVA Can Help You Take Control of Debt in the UK
8 minute read
Budgeting and Emergency Planning
Avoid debt in the first place with free tools, smart planning, and a bit of breathing room for the future.

How to Budget and Steer Clear of Debt in the UK
5 minute read