No Guarantor Loans

A non-guarantor loan means you take sole responsibility for borrowing and repaying money. No need for a guarantor; it’s just between you and our company.

Yes, you can secure a loan without a guarantor even with bad credit, though it can be challenging. We specialize in bad credit loans that don’t require a third-party guarantee.

While a payday loan doesn’t need a guarantor, it’s not the only option. Various short-term unsecured loans allow you to borrow without a guarantee.

You can borrow up to £1,500 from us without a guarantor, depending on our affordability and creditworthiness checks.

Our loans are typically unsecured, meaning they don’t require collateral like a house or car. Lenders rely on your creditworthiness. These loans often have higher interest rates due to increased risk.

Yes, loans without a guarantor usually have higher costs. They come with higher interest rates and less favorable terms because lenders view them as riskier, especially for those with poor credit. The higher interest compensates for the added risk of no guarantor.

Yes, you can repay our loans early. Most loans allow early repayment, and there are no early repayment fees or penalties.

Once approved, you typically receive the money within minutes, with same-day funding guaranteed.

Our loan offerings include a ‘No Guarantor Loan,’ ‘Bad Credit Loans,’ ‘Payday Loans,’ and ‘Installment Loans,’ each designed for specific financial needs without requiring a guarantor.

You can use our loans for anything you want, including debt consolidation, home improvements, medical bills, car repairs, education, travel, weddings, or emergencies, as long as you can manage repayment.

Boost your chances by showing stable, sufficient income, reducing your debt-to-income ratio, and requesting an affordable loan amount. Stable income reassures lenders, a lower debt-to-income ratio signifies financial health, and a realistic loan amount signals responsible borrowing.

Our fees are fixed for no guarantor loans and are the same rates as other loans we offer. No additional fees or interest charges.

Make monthly payments more manageable by spreading them over 3-6 months, reducing your monthly repayment amount.

No penalties for early repayment; you can reduce your interest by paying off the loan ahead of schedule.

Yes, we conduct a credit check, starting with a soft check that doesn’t affect your credit score. A full credit check follows, but your approval is already secured at that point, with no negative impact on your credit score.