Illustration of some Payday Loans Online loan officers at work

About Us

Who We are?

Payday Loans online is a loan company that provides quick, simple Direct Lender Loans to help people pay for life’s unexpected expenses in the UK. Over the years, we helped thousands of people with their financial problems .

Our Mission

Payday Loans Online believes that borrowing money should not be so difficult. Our mission as a lender is to make getting an unsecured loan easy for the average person living in the UK, no matter what their situation might be.

History of the Company

Payday Loans Online is a trading name of Western Circle Ltd. Western Circle Ltd opened its doors in 2014. Since then, we have helped people borrow cash for life’s unexpected emergencies and have become one of the UK’s largest direct lenders.

Types of Direct Lender Loans We Offer

Payday Loans Online offers a broad range of loan types to suit different financial situations and circumstances. Here are the 6 major loan types we offer: Bad Credit Loans, Cash Loans, Emergency Loans, Instant Loans, Installment Loans, No Guarantor Loans.

Is Payday Loans Online Regulated?

Western Circle Limited – Company Registration Number: 7581337 is the company behind Payday Loans Online. Our company is authorised and regulated by the Financial Conduct Authority. Our FCA license number is 714479. Our ICO registration number is Z3305234.

Contacting Payday Loans Online

Call Payday Loans Online’s customer service department for help with a loan application, repayments, extensions, and more. We’re available for free at 020 3757 1933. On our contact page, you’ll find all the ways you can reach us.